Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Accidents can happen, and when they do, passengers may suffer injuries.
We will cover the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or uber sued by drivers even paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.